There are several categories of time deposits in the us . first , cds ( certificate of deposit ) of $ 100 , 000 or more , which are primarily large negotiable certificates of deposit of corporations 在美國,定期存款分為幾類:第一, 10萬美元以上(含10萬美元)的存單,主要是由公司持有的大面額可轉(zhuǎn)讓存單構(gòu)成。